In this eBook you will find:

• Where do mortgage rates come from?
• Factors you didn’t even know impacted your mortgage rate
• Why you may not qualify for the lowest advertised rates?
• Should you pay points to get a better rate?
• What is LLPA and how does it impact you?
• Why going with the lowest online rate may not be in your best interest?
• The #1 advice you can ever get on rate shopping.