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Buy Your First Home

Buying your first home is exciting yet overwhelming. Learn the basics of home buying with The Smart Home Buyer.

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Take advantage of low mortgage rates and save on interest cost.

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We consistently beat the leading banks on mortgage rates.

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Why Choose Us for Your Mortgage Needs?

We offer absolutely the best mortgage — guaranteed

You are in safe hands when you work with us. We offer the best advice for your unique financial situation instead of a one- solution -fits -all. Only with Arcus Lending you get super low rates, un-paralleled customer service and the expertise of America´s Premier Mortgage Expert, Shashank Shekhar.

See how we can help you get the best mortgage »

home buyer

Don´t just be a home shopper — be a smart shopper

Where do I start? Which loan is the best suited for me? If you have these and many more questions, you are not alone. Buying your first home can be overwhelming. Our industry leading resources are guaranteed to help you ace home shopping.

Learn the home buying basics »

The highest standards. A happy you

Shashank and his team got us a great deal on the mortgage, and were always accessible, patient and supportive.

Amara B – San Jose, CA

I have gotten three mortgages through Arcus Lending in the past 2.5 years. Shashank is honest, and has thorough knowledge about the mortgage industry. He explains and discloses information about underwriting and fees, and is always true to his word.

Mayumi S – Pleasanton, CA

Shashank really knows his stuff, especially if you are a first time home buyer. He and his team spent a lot of time in explaining the process and patiently answering all my questions.

Saurabh M. – Fremont, CA

We appreciated the fast turnaround time, particularly around the Thanks giving Holidays. Shashank and his team answered our many questions as a first time home buyer.

Pei-Lin Hsiung – Mountain View, CA

Bianca was a joy to work with. We appreciate her perseverance and professionalism.

William Deschner – Palm Springs, CA

I liked the way everything was clearly disclosed upfront and there were no surprises at any stage of the loan process.

Venu Namani – San Jose, CA

Arcus Lending team explained us all the loan options and got us a very competitive rate. They kept us updated, and were prompt in returning calls and emails, some of them even after hours.

Yash D – Cupertino, CA

You first. Profits later

Our mission at Arcus Lending is to provide you with the best mortgage.

That’s why unlike our competition, we put your needs first and our profits later whether you are buying or re-financing.

Watch mission and vision behind Arcus Lending »

Save time, save hassle — let us rate shop

Shopping for mortgage rates can be daunting. With all the complicated terms, how do you decide which one is the best. That’s where we can help. As a mortgage broker and a direct lender, we shop multiple lenders for you, so that you get super low rate - always.

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Say, goodbye to closing delays

In today’s competitive market, we know how important it is to close your loan on time. Unlike banks where you are just a client, for us you are a relationship.

Our automated technology, keeps you in the know through every stage of the loan process. Your loan closes on time without any last minute surprises.

Just a phone call away, anytime

Urgent does not always wait for office hours. Sometimes offers need to be made, and queries need to be answered late in the evening or early in the morning.

We are just a phone call or email away whenever you need us.

Make a difference with every loan

We are a small company trying to a make things better for our world - one loan at a time. That’s why for every mortgage we close, we give back to the community.

When you choose Arcus Lending for your mortgage, you help make a difference.

Learn more about Arcus Cares »

Never miss an opportunity to save money

Our “Mortgage Under Management” service, monitors interest rates 24x7 through the life of your loan. Should interest rates drop, after your loan closes, we notify you immediately. We help you refinance with little to no cost, saving you a ton of money.

Learn more about mortgage under management »

Three Easy Ways to Get Started

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eBooks on a wide rage of home buying and home financing topics help you master the basics.

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Rated Blog

Shashank Shekhar blogs about mortgages and home buying.